{"id":24837,"date":"2022-03-31T08:28:29","date_gmt":"2022-03-31T02:58:29","guid":{"rendered":"https:\/\/www.apptunix.com\/blog\/?p=24837"},"modified":"2024-06-03T15:27:42","modified_gmt":"2024-06-03T09:57:42","slug":"8-top-fintech-apps-to-inspire-you-build-one-in-2022","status":"publish","type":"post","link":"https:\/\/www.apptunix.com\/blog\/8-top-fintech-apps-to-inspire-you-build-one-in-2022\/","title":{"rendered":"8 Top Fintech Apps to Inspire You Build One in 2022"},"content":{"rendered":"

The year 2021 was transformative for the fintech industry. What felt like a corner of the tech world a decade earlier (which no one was taking seriously), is today the largest funded tech domain globally. This article gives you insights into the 8 top fintech apps and their working models. Read the complete article to know more.<\/p>\n

Last year, the fintech app development company<\/span><\/a>\u00a0received over $130 Billion in capital, and interest in the domain grew significantly in many parts of the world.<\/p>\n

With the rise of neobanks, buy-now-pay-later, contactless payments, and more, it is not easy to say where this industry is heading but you can not neglect the potential it has to grow and bloom continuously. The sector’s revenue is expected to grow at an average rate of around 12% in the coming years and reach a value of \u20ac188 Billion by the year 2024.<\/p>\n

\"Top<\/figure>\n

Source:<\/strong> Statista<\/a><\/p>\n

So, if you are someone who plans to enter the market seeing the immense growth potential with your own fintech mobile application, we got you covered.<\/p>\n

In this article, we will list some top fintech apps that you should analyze to know how they work and make money in order to discover the most profitable and efficient business model for your own fintech startup. Because the most meaningful way to stand out in the market is to analyze what your competitors are doing and find a better way to do the same differently.<\/p>\n

So, let\u2019s get started.<\/p>\n

8 Most Popular Fintech Apps in 2022<\/h2>\n

Some top fintech apps such as Robinhood, Revolut, and Coinbase are examples of fintech products and companies that are thriving globally. However, their features, business, and revenue models are completely different.<\/p>\n

Let\u2019s have a quick look at the same before we analyze their operations in detail:<\/p>\n

\n\n\n\n\n\n\n\n\n\n\n\n\n
S.No.<\/th>\nTop Fintech Apps<\/th>\nCompany Type<\/th>\nCountry<\/th>\nCurrent Valuation<\/th>\n<\/tr>\n<\/thead>\n
1.<\/td>\nCoinbase<\/td>\nBlockchain & Crypto<\/td>\nUSA<\/td>\n$85.7 Billion<\/td>\n<\/tr>\n
2.<\/td>\nRevolut<\/td>\nOnline Banking<\/td>\nUK<\/td>\n$33 Billion<\/td>\n<\/tr>\n
3.<\/td>\nRobinhood<\/td>\nInvestments<\/td>\nUSA<\/td>\n$32 Billion<\/td>\n<\/tr>\n
4.<\/td>\nNubank<\/td>\nDigital Banking<\/td>\nBrazil<\/td>\n$30 Billion<\/td>\n<\/tr>\n
5.<\/td>\nN26<\/td>\nFinance Management<\/td>\nGermany<\/td>\n$3.5 Billion<\/td>\n<\/tr>\n
6.<\/td>\nMoneyLion<\/td>\nDigital Banking<\/td>\nUSA<\/td>\n$2.9 Billion<\/td>\n<\/tr>\n
7.<\/td>\nChime<\/td>\nMobile Banking<\/td>\nUSA<\/td>\n$25 Billion<\/td>\n<\/tr>\n
8.<\/td>\nMint<\/td>\nPersonal Financing<\/td>\nUSA<\/td>\n$103 Million<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

 <\/p>\n<\/div>\n

1.<\/code> Coinbase: Cryptocurrency Wallet App<\/h3>\n

Coinbase is an app that allows users to sell and buy all types of cryptocurrencies, for example, Ethereum, Bitcoin, and around 50 others. It can also be used to convert one cryptocurrency to another and for sending or receiving crypto to and from other app users.<\/p>\n

Its business model revolves around the fee it charges for cryptocurrencies trading. Other revenue streams of Coinbase are referral fees for advertising courses, credit card transactions fees, custody services, and profits from investments. The platform was launched in 2012 and is known to be the first widely embraced cryptocurrency business.<\/p>\n

\"Coinbase<\/figure>\n

How Does Coinbase Work?<\/strong><\/h4>\n

For investors, Coinbase offers the following four products and they can choose one depending on their needs:<\/p>\n